We’ve been there
We began our business back in 1994. Our office was so small we had to move the photocopier outside each morning so all four staff members could get to their desks. We’ve grown to be a national, listed company, with multiple photocopiers we don’t need to move! We’d love to help you turn your idea into reality, just like we did.
One of the most important times for a business to have funds is when they are starting out. It’s also when a new business is often unproven and has no track record — many lenders shy away from this perceived risk. We’re here to?listen and help.
Our hair may now be greyer than the suits we wore in the 90’s, but our conviction remains the same – our success in business has come from our belief in the value proposition a broker can provide to their clients. We’re still so proud that we stayed true to our gut and didn’t listen to the few naysayers.
– Brett McKeon, Non-Executive Director
Let’s help your business on its way
How AFG can help start-ups
There are different strategies available that can give you the cash you need to get going. We like to spend time getting to know you and your vision for your business so we can identify your options. We’ll then work with you and the lenders to get the product that can launch your business successfully.
While there is no specific ‘Start-Up Loan’ type, there are different sorts of financing that you can use.
A personal credit card is a simple way to cover start-up costs before you even open for business. Once you get going, your business can repay the balance.
Equipment and Vehicle Loans
Many businesses need vital equipment to begin. The advantage of these types of loan is you don’t necessarily have to show a trading history, as the value of the equipment becomes security for the loan.
This is an option to get some working capital to begin with, which doesn’t require the equity in your home as security, and can be paid back by your business.
If there’s equity in a residential or commercial property you can potentially borrow up to 80% of its value.
This is more of a conventional loan, which usually requires you to use a large asset like your home as security.
Micro Business Loans
This is like the more standard Business Loan, except that the smaller amount requires something much smaller than a home as equity, like a car.